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NYT, September 30, 1999:
[Admited the cause of mortgage crisis years before it occurred.]
“Fannie Mae, the nation’s biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people and felt pressure from stock holders to maintain its phenomenal growth in profits.”
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Federal Government Was Culprit in Housing and Economic Crisis, Says Congressional Report
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New Study Finds CRA ‘Clearly’ Did Lead To Risky Lending
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Root Cause of the Mortgage Lending Crisis
http://directorblue.blogspot.com/2008/09/root-cause.html
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Why the Mortgage Crisis Happened
http://www.americanthinker.com/2008/10/what_really_happened_in_the_mo.html
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Five Truths about the Banking Crisis
http://pajamasmedia.com/blog/five-truths-about-the-banking-crisis/?print=1
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Working paper
The Housing Market Crash
http://mercatus.org/sites/default/files/publication/WP0935_Housing_Market_Crash.pdf
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Anatomy of a Train Wreck
Causes of the Mortgage Meltdown
johnrlott.tripod.com/Liebowitz_Housing.pdf
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NOT WHAT THEY HAD IN MIND:
A History of Policies that Produced the Financial Crisis of 2008
http://mercatus.org/sites/default/files/publication/NotWhatTheyHadInMind(1).pdf
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A Guaranteed Disaster
Why the government shouldn’t guarantee mortgages or mortgage-backed securities.
http://www.american.com/archive/2011/september/a-guaranteed-disaster
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What Made the Financial Crisis Systemic?
http://www.cato.org/pubs/pas/PA693.pdf
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And You Thought the Housing Crisis Was Over!
http://spectator.org/archives/2012/07/27/and-you-thought-the-housing-cr
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How to Fix the Housing Crisis
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